HAVE TO OFFER...

(Please note that the information below is not a legal document)

Knights of Columbus FLEXIBLE Premium ANNUITY is a GUARANTEED INVESTMENT that offers the following benefits to members and their families:

1- Requires no set-up or administration fees. 2- Can be set up as an RRSP, Spousal RRSP, RIF or non-registered investment. 3- Your funds are NEVER locked in.* 4- Creditor protection. 5- No hassle transfer. 6- Competitive interest rates. ** 7- Detailed, easy to read, annual statement. 8- Can be purchased on a monthly basis. 9- Personal and confidential service in your own home. 10- Comprised of ethical investments. 11- No probate fees at death. 12- You help yourself AND your fraternity!

For more information, call: PHONE: BUS.: 613 874-1393 Fax 613 874 1395 Regional office: (613) 729-8978 E-MAIL: jp.ricard@kofc.org *Early withdrawal is subject to a reducing surrender charge. ** Guaranteed never to renew at less than 3%. .025% bonus for deposits of $10,000 or more